Terms of Service

Last updated: September 4, 2026

Version: 2026-09-04

Welcome to the 119 Assistant and related services operated by 119 Ministries (“119 Ministries,” “we,” “us,” or “our”).

These Terms of Service (“Terms”) govern your access to and use of 119assistant.ai and the features, content, community tools, and services we make available through it (collectively, the “Service”).

By creating an account, affirmatively accepting these Terms, or using portions of the Service that require acceptance, you agree to these Terms and our Privacy Policy.

If you do not agree, do not use the Service.

IMPORTANT: SECTION 18 CONTAINS A BINDING INDIVIDUAL ARBITRATION AGREEMENT, CLASS-ACTION WAIVER, AND JURY-TRIAL WAIVER. YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS AS DESCRIBED IN SECTION 18.

1. Scope of the Service

The Service may include:

the 119 Assistant Bible-study and teaching tools;

119 Ministries teaching and resource libraries;

community prompts and other user-submitted content;

account, subscription, credit, referral, and gift-code features;

119 Fellowship Finder;

community-discovery, listing, contact-request, and private-messaging features;

calendars, Torah portions, and other biblical resources; and

additional features we may introduce over time.

Specific features may be governed by supplemental terms or participation agreements.

If you use 119 Fellowship Finder, the Fellowship Finder Safety & Participation Agreement also applies.

2. Accounts and Eligibility

You must be at least 18 years old to create your own account and enter into these Terms.

For portions of the general Service other than Fellowship Finder, a parent or legal guardian may create and control an account that is used under the parent's or guardian's supervision by a minor who is at least 13 years old.

Children under 13 may not independently use the Service or provide personal information through an account. An adult may use age-appropriate features or content and share the resulting material with younger children.

Fellowship Finder is different: only adults 18 or older may participate in Fellowship Finder. A parent or guardian may not authorize a minor to use Fellowship Finder through the adult's account.

You are responsible for maintaining the security of your login credentials and for activity occurring through your account.

Do not share account credentials in a way that permits another person to evade eligibility requirements or account restrictions.

We may record the date, time, version, and other reasonable evidence of your acceptance of these Terms and supplemental agreements.

3. The 119 Assistant and Biblical Content

The 119 Assistant is designed to assist with Bible study and engagement with Scripture and 119 Ministries materials.

AI-generated responses can be incorrect, incomplete, misleading, outdated, or inconsistent with Scripture or 119 Ministries' intended position.

You agree not to treat AI-generated output as authoritative or infallible.

Always test what you receive against Scripture and appropriate primary sources.

The 119 Assistant does not replace Scripture, prayer, personal study, pastoral care, professional counseling, or real-world relationships and fellowship.

The Service does not provide legal, medical, financial, psychological, emergency, or other licensed professional advice.

4. Fellowship Finder

Fellowship Finder is a voluntary community-discovery and communication tool.

119 Ministries does not perform background checks or guarantee the identity, safety, conduct, doctrine, location, or accuracy of Fellowship Finder participants or listings.

119 Ministries does not supervise in-person meetings or become a party to relationships formed through Fellowship Finder.

Use of Fellowship Finder requires acceptance of the current Fellowship Finder Safety & Participation Agreement.

Where the Fellowship Finder Agreement contains Fellowship-specific safety, assumption-of-risk, release, or liability provisions, those provisions supplement these Terms and control as to Fellowship Finder if a direct conflict exists.

5. Plans, Credits, Billing, and Promotions

Certain Service features may require payment, subscriptions, message credits, add-on credits, gift codes, or other forms of paid access.

Current plans, prices, included credits, renewal terms, and feature limits are displayed on the pricing, checkout, account, or applicable purchase page and are incorporated into these Terms.

Unless otherwise stated at purchase:

subscription charges recur until canceled;

fees are non-refundable except where required by law;

unused recurring-plan benefits may expire at the end of a billing cycle;

one-time add-ons may have different expiration terms;

credits are accounting units, are not currency, have no cash value, and are generally non-transferable;

promotional or trial benefits may expire, change, or be discontinued; and

taxes may apply.

Payments may be processed through a third-party payment provider such as Stripe. We do not ordinarily receive or store full payment-card numbers.

We may change prices prospectively. Material changes affecting an active subscription will receive notice as required by applicable law.

You may cancel or manage billing using available account controls.

6. Acceptable Use

You may not misuse the Service.

Prohibited conduct includes:

illegal, fraudulent, threatening, harassing, stalking, defamatory, exploitative, or abusive conduct;

attempting to circumvent safety, privacy, billing, rate-limit, account, moderation, or security controls;

accessing another user's account without authorization;

scraping or automated bulk use without permission;

reverse engineering except to the extent applicable law expressly prohibits contractual restriction;

introducing malware, malicious code, or destructive material;

using the Service to violate another person's privacy, publicity, intellectual-property, or other legal rights;

impersonation or deceptive misrepresentation;

attempting to obtain unauthorized access to systems or information;

interfering with Service infrastructure;

using automated systems to spam or flood other users; or

using the Service in a way that materially endangers another person or substantially interferes with other users' legitimate use.

Additional rules apply to Fellowship Finder under its Safety & Participation Agreement.

7. User Content

“User Content” means information or material you submit through the Service, including prompts, profile information, public listings, community prompts, reports, and messages.

You retain ownership rights you otherwise have in your User Content.

You represent that you have the right to submit your User Content and that doing so does not violate applicable law or another person's rights.

Public or shared content

For content you choose to publish publicly or submit for community display, you grant 119 Ministries a worldwide, non-exclusive, royalty-free license to host, store, reproduce, format, display, distribute, and technically process that content as reasonably necessary to provide, operate, secure, and promote the feature through which you intentionally published it.

You may remove public User Content where the Service provides that capability, subject to reasonable backup, legal, and technical retention.

AI prompts and conversations

Content submitted to the 119 Assistant may be processed as described in the Privacy Policy to provide responses, maintain quality, diagnose problems, and improve the Service.

Fellowship Finder private messages

Private Fellowship Finder messages are treated differently from public User Content.

You grant 119 Ministries only the limited rights reasonably necessary to host, store, transmit, deliver, protect, and operate the private-messaging service and to comply with applicable law.

119 Ministries does not publish private Fellowship Finder messages and does not use them as public content.

Private Fellowship Finder message handling is described more fully in the Fellowship Finder Agreement and Privacy Policy.

8. Privacy

Our Privacy Policy explains what information we collect and how we use, retain, and disclose it.

The 119 Assistant and Fellowship Finder involve different information-handling practices. In particular, Fellowship Finder private messages are not treated as ordinary 119 Assistant AI conversations.

Where required, we may obtain separate affirmative consent for processing sensitive information associated with Fellowship Finder, including information that may reveal religious beliefs or location.

We do not sell personal information as described in the Privacy Policy.

9. Intellectual Property

The Service, including its software, interface, logos, trademarks, graphics, text, original media, databases, and content supplied by 119 Ministries, is owned by or licensed to 119 Ministries and is protected by applicable intellectual-property laws.

Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for lawful personal, household, Bible-study, ministry, or non-commercial community purposes consistent with the functionality we provide.

This license does not authorize you to:

resell the Service;

reproduce substantial portions of proprietary content for commercial distribution;

copy or modify our software;

remove proprietary notices;

create unauthorized derivative services using our systems; or

use our trademarks in a manner implying endorsement or affiliation.

Nothing prevents lawful sharing of materials that 119 Ministries expressly makes available for sharing.

10. Third-Party Services

We rely on third-party providers for functions such as hosting, databases, authentication, payments, email delivery, AI model inference, mapping, and other infrastructure.

Those providers may process information on our behalf as described in the Privacy Policy.

Third-party sites or services linked through the Service may have their own terms and privacy practices. 119 Ministries does not control unrelated third-party services.

11. Content Moderation and Section 230

Portions of the Service contain content supplied by users rather than 119 Ministries.

We may remove, restrict, hide, decline to distribute, or otherwise moderate User Content when we reasonably consider that action appropriate.

We are not obligated to review every piece of User Content.

Nothing in these Terms is intended to waive any protection, immunity, defense, or limitation available to 119 Ministries under applicable law, including 47 U.S.C. § 230 where applicable.

12. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

119 Ministries disclaims warranties of any kind, express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, non-infringement, accuracy, availability, and warranties arising from course of dealing or usage of trade.

We do not warrant that:

the Service will always be available, secure, uninterrupted, or error-free;

AI output will be accurate or scripturally correct;

defects will always be corrected;

User Content will be accurate;

Fellowship Finder participants will be truthful or safe; or

the Service will meet every user's particular needs.

Nothing in these Terms excludes a warranty that applicable law does not permit us to disclaim.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 119 MINISTRIES, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, VOLUNTEERS, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OPPORTUNITY, OR OTHER INTANGIBLE LOSSES ARISING FROM OR RELATING TO THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF THE 119 PARTIES FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

(A) $100; OR

(B) THE AMOUNT YOU PAID DIRECTLY TO 119 MINISTRIES FOR THE SERVICE DURING THE THREE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not permit particular exclusions or limitations. In those jurisdictions, these provisions apply only to the maximum extent allowed by law.

Nothing in these Terms limits liability that applicable law prohibits us from limiting.

The Fellowship Finder Agreement contains an additional assumption-of-risk and release provision applicable specifically to Fellowship Finder.

14. Indemnification

To the maximum extent permitted by law, you agree to indemnify and hold harmless 119 Ministries and its affiliates, directors, officers, employees, volunteers, and agents from third-party claims, liabilities, losses, damages, judgments, and reasonable legal expenses arising from:

User Content you submit;

your violation of these Terms or a supplemental agreement;

your violation of applicable law;

your infringement or violation of another person's rights; or

your intentional or wrongful conduct through the Service.

This provision does not require you to indemnify a 119 Party for liability that applicable law prohibits shifting to you.

We may assume control of the defense of a covered claim, and you agree to reasonably cooperate.

15. Suspension and Termination

We may suspend, restrict, or terminate access to all or part of the Service when we reasonably determine that:

these Terms or applicable supplemental terms have been violated;

use creates a safety, security, legal, fraud, or technical risk;

an account is being abused;

continued access materially interferes with other users or the Service;

continued provision is commercially or operationally infeasible; or

action is otherwise reasonably necessary to protect the Service or its users.

You may close your account or cancel paid services through available account controls or by contacting support.

Provisions that by their nature should survive termination—including intellectual-property provisions, disclaimers, releases, limitations of liability, indemnification, and dispute-resolution provisions—will survive.

16. Service Changes and Beta Features

We continually modify and improve the Service.

Features may be added, removed, changed, limited, suspended, or discontinued.

Beta or experimental features may contain bugs or change more frequently than established features.

We do not guarantee any particular feature set or uptime.

Where a material change affects contractual or privacy rights, we will provide notice or obtain renewed acceptance when required or appropriate.

17. Electronic Communications and Changes to Terms

You agree that we may provide service-related notices electronically, including through email, account notices, or website notices.

We may revise these Terms from time to time.

Minor, administrative, or feature-related changes may become effective upon posting.

For material changes affecting arbitration, class-action rights, liability, sensitive-data processing, or comparable substantive legal rights, we may require fresh affirmative acceptance rather than relying solely on continued use.

We maintain version information for our Terms.

18. Dispute Resolution, Arbitration, Class-Action Waiver, and Jury Waiver

18.1 Governing law

These Terms and disputes arising from or relating to the Service are governed by the laws of the State of Missouri, without regard to conflict-of-law principles, except that the Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions below.

Mandatory rights provided by applicable consumer law remain applicable where they cannot lawfully be waived.

18.2 Informal dispute resolution

Before initiating arbitration, either party must first provide written notice describing the dispute and requested resolution.

Notices to 119 Ministries may be sent to:

support@119assistant.ai

or:

119 Ministries

2025 Zumbehl Rd

PMB 300

St. Charles, MO 63303

The parties will attempt in good faith to resolve the dispute informally for at least 30 days after receipt of a reasonably complete notice before initiating arbitration.

This requirement does not prevent either party from seeking immediate relief where waiting would cause a claim to expire or applicable law permits immediate judicial relief.

18.3 Binding individual arbitration

Except for disputes excluded below, any dispute, claim, or controversy arising from or relating to these Terms or the Service that cannot be resolved informally will be resolved by binding individual arbitration rather than in court.

The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect, as modified only to the extent permitted by those rules and applicable law.

The arbitrator may award the same individual remedies that would be available in court to the extent permitted by law.

The arbitration may be conducted remotely, through documents, by telephone or video, or at a reasonably convenient location as permitted by the AAA rules.

Arbitration fees will be allocated under the AAA Consumer Arbitration Rules and applicable law.

If AAA is genuinely unavailable to administer the dispute, the parties will attempt to agree upon a comparable neutral arbitration administrator. If they cannot agree, an arbitrator may be selected as permitted by the Federal Arbitration Act.

18.4 Small-claims exception

Either party may bring an individual action in a court of competent small-claims jurisdiction if the claim qualifies and remains solely an individual action.

18.5 Certain sexual-assault and sexual-harassment disputes

Nothing in these Terms requires arbitration or enforcement of a predispute joint-action waiver where the Ending Forced Arbitration of Sexual Assault and Sexual Harassment Act of 2021, 9 U.S.C. §§ 401–402, gives the person alleging such a dispute the right to elect a judicial forum.

18.6 Individual proceedings and class-action waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND 119 MINISTRIES AGREE THAT COVERED DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS.

NEITHER PARTY WILL SEEK TO HAVE AN ARBITRABLE DISPUTE HEARD AS A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION.

An arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that party's individual claim, except where applicable law requires otherwise.

If a court finally determines that this class-action waiver is unenforceable as to a particular claim or form of relief and that determination cannot be severed from that claim, only that affected claim or form of relief will proceed in court to the extent required by law.

18.7 Arbitration opt-out

You may opt out of the arbitration requirement by sending written notice within 30 days after the date you first affirmatively accept this version of the arbitration agreement.

Your notice must include:

your name;

the email address associated with your account;

a clear statement that you are opting out of arbitration under the 119 Assistant Terms of Service; and

the date of the notice.

Send the notice to:

support@119assistant.ai

with the subject line:

Arbitration Opt-Out

Opting out of arbitration does not terminate your account or otherwise affect your ability to use the Service.

18.8 Court venue for non-arbitrable disputes

For disputes that are not required to be arbitrated, and except where applicable law requires another forum, you and 119 Ministries consent to jurisdiction in the state courts located in St. Charles County, Missouri, and the United States District Court for the Eastern District of Missouri.

18.9 Jury-trial waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FOR ANY DISPUTE THAT PROCEEDS IN COURT RATHER THAN ARBITRATION, YOU AND 119 MINISTRIES KNOWINGLY AND VOLUNTARILY WAIVE THE RIGHT TO A TRIAL BY JURY.

18.10 Arbitration severability

The arbitration provisions are intended to be enforced to the maximum extent permitted by law.

If any portion is held unenforceable, the remaining portions will remain effective unless the unenforceable provision is essential to the parties' agreement to arbitrate and applicable law requires otherwise.

19. Miscellaneous

These Terms, the Privacy Policy, applicable Fellowship Finder Safety & Participation Agreement, and other expressly applicable supplemental terms constitute the agreement between you and 119 Ministries regarding the Service.

If a provision is unenforceable, it will be enforced to the maximum lawful extent and the remaining provisions will continue in effect.

Failure to enforce a provision is not a waiver.

You may not assign your contractual rights or obligations without our consent. We may transfer these Terms in connection with a lawful reorganization, merger, asset transfer, or similar organizational change.

These Terms do not create an employment, agency, partnership, franchise, fiduciary, or joint-venture relationship between you and 119 Ministries.

There are no third-party beneficiaries except where these Terms expressly extend protections to 119 Ministries' affiliates, personnel, agents, or service providers.

20. Contact

119 Ministries

2025 Zumbehl Rd

PMB 300

St. Charles, MO 63303

support@119assistant.ai